GEICO, or the Government Employees Insurance Company, is one of the largest insurance company in the United States. The foresight of the husband and wife team of Loa and Lillian Goodwin, this company came into existence in the year 1936. The business plan was prepared after intense hammering and was initially targeted to enlisted military officers and select categories of federal employees. However, the company has come far from where it began. GEICO proudly houses 36,000 associates in 16 major locations and provides insurance offerings in all 50 states and the District of Columbia.
Holding on to committed values such as excellent coverage, low prices, and outstanding customer service, the company has sold more than 15 million policies. Today, GEICO has ventured into the world of insurance with full force and offers a plethora of insurance types. From vehicle insurance to jewelry insurance, the list is endless. Not just that, they also provide customers with saving benefits through a number discounts and packages. Read on to know about the different types of insurance that GEICO has on offer.
Vehicle insurance – GEICO primarily deals with insurance on vehicles. A huge population is signed under the insurance offered on every kind of mode of transport. Under vehicle insurance, one can pick from auto insurance, motorcycle insurance, ATV insurance, RV insurance, Boat/PWC insurance, collector auto insurance, and ridesharing insurance. Each of these insurances is aimed to provide for varied categories of auto owners.
Property insurance – GEICO provides insurance and helps protect the property you own. With this insurance, you are offered high-quality insurance products that are aimed to keep you covered from any kind of damage to your home. The property insurance offered by GEICO includes homeowner’s insurance, renter’s insurance, mobile home insurance, landlord insurance, flood insurance, and condo/co-op insurance.
Business insurance – Every business needs to be covered by an insurance that is right for the business type. GEICO caters to the need of each business with business owner’s insurance, general liability insurance, professional liability insurance, workers compensation insurance, commercial auto insurance, and ridesharing insurance.
Other insurance types – While the above insurance kinds are aimed to cover specific property, GEICO also provides additional types of insurance. These insurances include life insurance, umbrella insurance, travel insurance, overseas insurance, pet insurance, jewelry insurance, as well as identity protection.
So, if you are planning on getting a GEICO insurance, it goes without saying that you will be posed with several questions that must come clear before you take the plunge. The easiest way to understand the company’s offerings is by understanding and going through a review. Here is a review that will give you a solid picture of the company’s offerings:
As GEICO primarily deals with auto insurance, it offers a direct-to-consumer model. Thus, it means that you will have to directly get in contact with GEICO through a phone call or the official website if you wish to enroll for an insurance. This great if you wish to carry out an operation in direct contact with the company. However, for those people who like to be guided by an agent and tailor the best insurance policy, this may not be the right fit. However, if you choose from GEICO, you can save on added premiums that you would have to pay when an agent is on board. GEICO moves away from the typical car coverage insurances, as it offers several additional options at a small premium. These include a mechanical breakdown coverage that repairs all mechanical parts of a new car that is used for less than 15 months and less than 15,000 miles. The emergency roadside assistance coverage can help in case of a dead battery or need of gas. There is also an Auto Repair Xpress coverage and rental reimbursement included in the auto insurance provided by GEICO, thereby letting your vehicle be well-covered. GEICO competes with other insurance providers in the industry and gets you the best price.
For insurances other than vehicle insurance, such as pet insurance, home insurance, and more, one must get in touch with third parties through GEICO. However, for people wanting to keep their insurance under one roof, this can pose a problem.
The GEICO insurance company primarily works through the website and mobile app; moreover, you also opt to use the virtual assistant. The official GEICO website is extremely easy to use, and it lets you get a quote for any type of insurance offered by the company. You can also conveniently submit a claim and make a payment. Moreover, the GEICO mobile app lets you keep track of your policies and lets you carry out important functions. The app also gets you in contact with an assistant when you need one.
GEICO also has great customer satisfaction to its credit. With industry-standard insurance products being offered by GEICO, what you get is unbelievably affordable prices. Thus, whatever be your next policy requirement, GEICO should be the company that is included in your insurance search.
