One of the most common concerns with credit cards is the annual fee and it has usually been seen that companies that do not charge an annual fee hold better long-term value than those that do. Paying an annual fee on the free visa cards turns is worth it only when the cardholder gets substantially higher rewards.

No annual fee visa cards or free visa cards make it convenient for the cardholder to spend, regardless of the amount to be spent. Also, the card would be open for spending for a longer duration at no cost.

It is all about finding free visa cards with the best combination of benefits and features that meet the cardholder’s needs with no fee. It could be rewarded with travel points, cash back, low rates, balance transfers, ans also some combo deals of all these.

Chase Freedom is the best card for bonus cash back. Quarterly spending on bonus categories up to $1,500 can avail 5% cash back and on any other purchases 1% cash back. It could be in any category which includes shopping at retail stores, gas stations, and restaurants. Within the first three months from opening an account with Chase, the user can earn $150 bonus after reaching $500 on purchases. APR is introduced at 0% on introductory purchases and balancer transfer within 15 months. The ongoing APR is variable of 15.99% – 24.74%. The user should be aware of the bonus categories in order to not miss out on the extra cash back. The Chase Freedom free visa cards are distinctive an excellent reward card for people who hardly monitor rotating bonus categories.
The Citi Double Cash Card is out with an interesting deal, in which the user can earn 1% cash back on shopping and additional 1% cash back at the time of payback. Initial APR of 0% on Balance Transfer for up to 18 months and ongoing Variable APR is charged at 14.49% – 24.49%. You spend what you earn, and when with cashback, you virtually make your money back. It is better on high ongoing APR, to settle if any balance on the card. However, there is no sign-up bonus. Citi Double Cash Card is suitable for those who wanted big rewards and don’t have much of time to deal with complex loyalty plans. The 0% APR and 1% + 1% rewards rate is a magnificent deal that blows the competitors and cardholders.
The Fidelity Rewards Visa Signature card could be the card that you have been looking for. The Fidelity Rewards Visa Signature Card springs up with 2% (unlimited) cash back on any purchases with no annual fee and rewards cap. The rewards can be deposited to any five eligible fidelity account.

• Fidelity Cash Management Account.
• Brokerage account.
• Retirement account.
• Fidelity Go account.
• Fidelity-managed 529 College Savings plan.

The user can deposit the rewards into other people’s accounts and through this, the compound interest further encourages the user’s cash-back earnings. There are many other additional benefits with Visa Signature card like Signature travel and shopping discounts and 24/7 concierge. This card is provided by Elan Financial Services, and alternatives can be looked into while opening a fresh account. For the foreign transaction, there is a minimal fee of 1% discounts.

Amex Every-Day Credit Card from American Express is a deal where cardholders can earn up to 1.2 through Membership Rewards points for per dollar. A 20%-point bonus is yours if you perform minimum do 20 transactions in a single month. Another additional deal is that on the first $6,000 spent at Supermarkets USA each year can each 2x points. The current offer is for the first registries. With the first three months of account open, there is a sign-up bonus of 10,000 Membership Rewards after you spend $1,000. There is a foreign transaction fee of 2.7%. This no-fee credit card with the Amex Every-Day Preferred Credit Card from American Express can earn up to 1.5 membership rewards on every purchase and at the supermarkets (USA) 3x points. There is a carrier annual fee of $95.
Capital one quicksilver cash rewards card is especially for those who prefer to earn direct cash back to travel reward points. It is a superb alternative to the Chase Freedom Unlimited Card. There is 1.5% cash back on all shopping, the user can redeem any amount of the cash back of a statement check or credit. Within the first three months if the cardholder is able to spend $500 on any purchases he or she and can avail a sign-up bonus of $150. It also does not impose any price on foreign transactions or annual fee. Out of the many free financial tools, the top 5 listed above are some of the trusted traders.