When you open an account with a bank, you get a small leafed book with a few checks within. These will not have an account number printed on it but will recognize an individual’s need for checks. Reorder of checks can be done by paying fees, printing your checks, you can also avail of fancy checks from banks like photo checks.

Tips for using checks

• Checks are used to make payment for everything. The receiver has to accept this form of payment. Paying rent, insurance premiums can be done using a check. The check will not be accepted if sufficient amount is not available in the account. The check will bounce, and you will be fined.
• For large amounts like making a down payment for your home, you will require a banker’s check, money orders or cashier’s check. If you receive a personal check payment, make sure the check is good especially a personal check.
• To order checks, you have to give details about yourself. You will need to provide bank information. All the details have to be accurate. They have everything on file. If your reorder checks have incorrect information, you can’t use the checks and you will not get a refund.
• For security and to avoid errors you have to give them a void check when ordering the checks. If out of checks you can ask the bank to provide an official letter with the information requested.

Why reorder checks?

One should try and use fewer checks as reordering is a lengthy process and is expensive to reorder checks. Change the way you function by using few checks, postage money is saved, reduce paper waste, and use a debit card, bank’s online bill payment service, set up account payments with service providers. You think that the old-fashioned checks are still your style to pay? That is ok but consider stopping minimising the use of checks.

Reorder checks

Reorder checks by going online to the bank site, calling the free customer care or at an ATM. Checks can be ordered on vendor site.

Ordering checks online

• Check your mailing address, shop for design, secure a delivery method.
• To place the order, you need the account number, routing number and address. The price or fee can vary depending on the delivery and tracking services. Charges are automatically deducted from the account.
• Do not order online if it is your first order or you need to change the address. Also, if you are not sure do not place order on third party sites which may not be secure. Review their policies and then provide confidential information. If you wish to cancel the order, it can be done easily.

There some advantages to distances – checks can be ordered online, but one needs to take into account any delays that happen on the way too. However, the delay will allow you to order checks from the comfort of your PC, smartphone and the couch. Check printers are a good option, and you can also order backup checks online. These companies offer more choices than your bank, allowing you to personalize your checks or request specific feature’s, and more. Many big names have a good reputation and are safe. The option of ordering online checks is to customize an individual look. They have to pull down many that offer various looks, with it, they also keep track of attempted fraud, identification tools, or shopping online.

Checks from the bank

The simplest way is to ask your bank or credit union to provide the checks. They have all the information about your accounts such as the account number, routing numbers, and your address. This method is easy but not cheap. They have limited designs at the bank. Order checks online from your bank. Be sure you are sending information via a correct website before putting in account numbers and passwords.

How to slow down the reorder checks process?

• Avoid bouncing checks
• Keep track of how much you spend and where. Track deductions made online. Keep track of your spending by going online for statements or at ATMs. Before spending balance your account.
• Make use of a budget to see where you spend every dollar. Stop automatic electronic payment for various bills and services. Check every bill you pay even online. Get an overdraft facility which is least expensive.
• Do not make a check out for an amount at $200 or less. Some retailers may en-cash small checks but not everyone.

Today, there are many other methods through which payment can be made. E-transfer is the secure method to send money. It is easy to track the payment there is no need to record every transaction in a register by hand. Instead of making out checks for which you will need to have to reorder checks, pay via debit card, send money electronically, use the bank’s online bill payment system to make regular payments. The funds that would be wasted in writing, clearing and printing a check will have to be paid.