Most of us are aware of the list prepared by Charles Schwab Investment Advisory. That’s about 13 American funds that have been picked for inclusion in the 2017 Q1 Schwab Mutual Fund OneSource Select List. The inclusion of top mutual funds of the US (American Funds) in the OneSource select list is going to be more favorable for investors with a long-term objective to the American Funds family.

The best qualities of American funds are definitely their team management, average expense ratios, and excellent performers, especially for those who look for long-term periods of around ten years or so. American Funds family of mutual funds is one of the largest in the global. The funds are quite solid and fundamentally it’s by brokers and they are more often seen around 401 (k) plans around the USA.

Therefore, for long-term investors, it is a good choice with American funds, in a way it would be a saving for retirement. So, what’s exactly on the list? What in mind? Let’s know about the top mutual funds, especially for the long run!

• AGTHX (American Funds Growth Fund of America) essentially invests in large growth stocks like with Alphabet (GOOG) and Amazon (AMZN). To drag returns down AGTHX also holds up to 10% foreign stocks. Although AGTHX fluctuates for short term period, it serves a good quality of index fund for periods up to 15 years plus.
• Next is the World stock fund, The SMCWX (American Funds on a small cap World). It works has an invest in U.S stocks as well as for the foreign stocks. All though it serves in a huge manner SMCWX concentrates its holdings on small cap stocks too. Which is actually risky when compared to larger stocks but this way long-term returns potentially be higher. Note the case only with SMCWX.
• ANCFX American Funds Fundamental Investors. The invests has a massive growth and value in large stocks. The stock holdings could be like Home Depot (HD) and Microsoft (MSFT). Although ANCFX fluctuates, it is one of the best performers at American Funds.
• AIVSX (American Funds Investment Company of America). Just like ANCFX, it is another large blend fund and a solid long-term performer. AIVSX hardly hold less than 90% domestic stock mutual fund and more largely on companies like Philip Morris (PM) and Verizon (VZ).
• (AEPGX) American Funds Euro Pacific Growth who have a handful of foreign stock funds offered by American Funds and comparatively it’s one of the best. They are more emphasized in large-scale stocks outside the country. Regional exposure directs more on Asia and European emerging markets. AEPGX rarely shines at the top of their category with American funds but actively deliver above-average turns, particularly for the long-term holders.

The above five American funds are some of the top mutual funds. When buying shares, usually the fee comes around 5.00% to 5.75%. They do have other categories that have Load-Waived.

• MFECX (MFS Growth Fund) invests mainly focuses on large-cap market stock companies. Especially companies that positioned for growth. Precisely companies with high earnings and strong pricing power. Moderately only 10% hold funds, rest 90% are large market cap stockers. Averagely all most 22% of the fund has assets held in technology stocks. And retailing stock accounts and healthcare stocks for 16% each. The top ten holdings have almost 30% allocation, companies which include Visa Inc, Amazon.com, Facebook, and Alphabet. To start investing in its shares minimum $1,000 is required and 1% load fee. The fund earned a silver analyst rating and four stars from Morningstar. It is one of the top mutual funds available for you.
• DIFAX (MFS Diversified Income Fund) have diversified MFS income fund. It drives to allocate by investing in government debt securities and corporate. And other real estate related securities and equities. The fund grants wide variegation transversely over numerous asset categories with solid income components. 26% of the asset funds are funded in corporate bonds, 25% is distributed to the USA. Equities debt and foreign stocks have 12% to 13% allocations.
• DVRLX (MFS Global Alternative Strategy) generate high returns when compared with Citigroup One Month T-Bill Index plus 2% to 4% net of fund payments over a sufficient market cycle. Based on the holdings the funds simultaneously hold short and long positions of the total net asset. The portfolio of the fund is exposed 45% to domestic stocks, 21% to foreign stocks and 19% exposure to government and corporate bonds. Effective fund duration of the bond holds for 5.34 years. There are no load fees and no minimum investment required.
• VOE (Vanguard Mid-Cap Value have approximately 50 mid-cap index funds. In that iShares Core and S&P provide wide exposure to midsize stocks. It is through contract VOE monitors the Mid-cap index and decided its value tilt.
• Fidelity is at the top phase of the business cycle. With broad growth expose through funds that match with the Fidelity Nasdaq Composite Index Fund. The minimum investment needed is $2,500. The top holdings are Apple, Alphabet, Microsoft, and Facebook. To name a few.