Identity theft is becoming one of the major problems in the country with rising fraudulent activities. These fraudsters successfully manage to discover the personal information of individuals, thereby getting an unauthorized access to the personal details and obtaining credit loans. This is the reason why there is a need for a personal identity insurance that can help save one’s personal information and details of individuals, thereby helping curb fraudulent acts. Identify thefts can cost you thousands of dollars and a large number of hours to fix the issue. It is, therefore, important to save oneself from any such identity thefts and be secure with the best of the insurance plans for the same.
GEICO insurance is the second largest auto insurance company in the country. GEICO insurance is also known for their identity protection insurance that deals with safeguarding your identity against risks surrounding identity thefts.
Some of the signs that prove your identity has been hampered
- You stop receiving important emails and other significant bills
- You notice inexplicable withdrawals from your bank account
- You get billed for some of the services that you did not use
- You notice unfamiliar accounts and charges appearing on your credit card statement
- You start receiving calls from debt collecting agencies for the bills that you aren’t familiar with
- You get a notification from the Internal Revenue Services (IRS) for dual tax returns in your name
Features of GEICO’s Identity Protection insurance
The GEICO Portfolio Identity Protection program is powered by Generali Global Assistance. This insurance plan is meticulously designed to provide an all-around safety approach for your identity. There is a three-way prolonged process that goes into safeguarding your identity and this includes:
The identity protection plan offers you an unlimited access to your TransUnion credit report. Herein, you can check your credit score; the plan also comprises of three credit bureau monitoring agencies. These agencies are responsible to alert you regarding any potential identity thefts. The benefits of identity protection plan cover both the primary member as well as his or her spouse. Here are three basic identity protection plans offered by GEICO that you can choose from. Take a look!
This plan includes upbeat monitoring of your credit, credit reports, identity monitoring, online data protection, and TransUnion credit score. If you choose this plan, you would get the advantage of full prevention, resolution services, and detection, which are offered to the primary member of the plan. You can choose the single identity protection insurance plan by paying for an annual premium of around $79 or a monthly plan of $7.99.
In the couple plan, you would benefit from proactive credit monitoring. Moreover, the TransUnion credit score is for a couple that includes the primary member along with the partner or spouse. Along with these, other things in the plan comprise of online data protection suite software. Under this plan, both the members can take complete advantage of full prevention, resolution, as well as detection services. The annual plan for couple identity protection insurance comes at a cost of around $89 per year, while the monthly plan stands at around $8.99.
If you are looking for a family plan under identity protection, then you can choose to opt for the family plan that costs you at around $99 per year and around $9.99 per month. The plan includes identity monitoring and resolution services for the entire family. Apart from these, the plan comprises credit monitoring, online data protection suite software, and TransUnion credit score for two adults in the family.
What is the worth of your identity?
Identity theft has become one of the major concerns in today’s world. The vast world of the Internet and billions of people around the network makes identity theft a common problem. If you haven’t looked for an identity protection insurance yet, here are a few reasons as to why should you pick one!
- You can find a new identity victim every two seconds
- Around $18 billion has been stolen as a part of identity theft
- It has been noted that 16% consumers with breached Social Security Numbers have been a prey to identity theft
Choose GEICO insurance and avail easy payment options for your next insurance plan
You can choose from easy payment options or plan with GEICO identity protection insurance. There are options for monthly as well as annual payments. These plans begin with as low as $7.99 per month or $79.99 per year. In case you need any assistance, you can directly contact GEICO insurance, and talk to their customer care representative for further assistance. If you are looking for more information on GEICO insurance or identity protection insurance, you can visit the official website of GEICO and find out more.