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3 best instant approval credit cards to purchase in 2018

Buying the right kind of credit card is one of the most important financial decisions that you will be taking in your adulthood. Different credit cards give you different kinds of financial services. So, before you buy any credit card, you need to seriously consider your needs and your lifestyle.
Many times, you will come across an unforeseen financial decision that will require you to take instant credits: your car can break down or you have a medical emergency in the family. In such cases, instant approval credit cards come to your rescue as they allow you to access credit from your new credit card immediately. One of the best things about instant approval card is that it does not require you to show your credit history or your employment status when you are applying for the credit card and you get the credit card within 24 hours. For security purposes, you will be required to deposit a minimum of a certain amount to use the credit card.
If you are new to the world of instant approval credit card and don’t know which one to choose, then read on to find out about the top three instant approval credit cards that you can consider purchasing this year.

Surge Mastercard®
If you do not have a good credit score and are in an urgent need of some money, then the Surge Mastercard is one of the best instant approval credit cards that you can consider buying. The first time you apply for this card, the company gives you an instant credit limit of $500. After this, depending on how you maintain your credit score, you can aim to increase the credit limit. One of the best things about this card is that you get a free online account access 24/7, which ensures that you can manage your finance from anywhere. Another benefit of using this card is that you can use this card in all the places that accept Mastercard®. For those who are planning to start afresh and maintain a good credit score, Surge Mastercard® gives them the opportunity through the credit report that it creates every month, which is sent to three major credit bureaus for review.

Fingerhut Credit Account
If you are looking for an instant approval credit card that does not charge its customer with an initial application fee, then Fingerhut Credit Account is your answer. Just like all the top instant approval cards, this card gives you to a chance to increase your credit limit by maintaining a good monthly credit report that is sent to three of the top credit agencies of the nation. Another advantage of buying this card is that it comes with a zero percent annual rate, which means that if you pay all your monthly payments, you can stick to this card if you want. A Fingerhut Credit Account also gives you the luxury of balance transferring without any extra charges, which will further help you save.

24k Prepaid Visa® RushCard
If you are planning to buy this card, then all that you need is a proof of identity. People with a bad credit score too can easily apply for this instant approval credit card. When you apply for this card, you will have to deposit some money and to continue to enjoy the services you will have to ensure that the card always has money. There is no minimum balance required to both activate the card or to continue the services. One of the best features about this card is its Visa Zero Liability Policy, which protects the card in case you misplace or lose it. You do not have to worry about the balance in your credit card in either of the cases as the company will ensure that your balance money is retrieved. Another reason why many people are opting for this credit card is that it has the Online Bill Pay option that allows you to pay rent, utilities or transfer money to your friend with just a few clicks. The card also provides a real-time activity alert that lets you know when a deposit is made or when your balance needs to be refilled. The disadvantage of using this card is that you are eligible to pay a certain amount as the monthly fee to use the card.

Keep in mind that a bad credit history cannot stop you from restarting and building your future. Today, if you do a thorough market research, you will come across many credit card firms that are ready to lend credit to people who have a bad or average credit history. A useful tip is to first use the instant credit card facility for personal use. Once you reach a certain level of financial stability, you can then think of further strengthening your finances. Make the most of the opportunity and choose an instant approval credit card that will help you resolve all your financial needs. Whichever card you choose, just make sure that you know exactly what it has to offer you.

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